Gametime

TB @ CAR

Kickoff 10:00 AM PT · Draft Kings lines · 5,000 sims · win chance for CAR

Sim
62%
Books
58%
Median score
19-23
TB - CAR
CAR -3
56%
sim cover rate
Total 44.5
41%
over · sim avg 42
Moneyline
-155
CAR · TB +130

NFL backtest: the books beat this sim on every period. Read it as context, not a bet. Details

Out: Thomas Incoom, Jaelan Phillips, Bam Martin-Scott, Jonathon Brooks, Cam Jackson, Luke Goedeke, Antoine Winfield Jr., Emeka Egbuka, Christian Rozeboom

How the sim saw it

The sim has the Panthers winning 62.1% of 5,000 games, against 58% from the books. The median score is Panthers 24, Buccaneers 19. In the most typical game: At the half: Panthers 9, Buccaneers 10. Biggest leads: Panthers by 6, Buccaneers by 4. Q3: Bryce Young to Brycen Tremayne, 24 yards for the longest score of the day. Turnovers: Buccaneers 1. 6 lead changes. Final: Panthers 23-19.

The Buccaneers win 1,871 of the 5,000. Their chances rise when Jalon Daniels throws for 238+ (they win 50%), with no interceptions (49%) or when they run for 165+ (71%). The Panthers cover -3 in 56% and the game goes over 44.5 in 41%. Typical lines: Bryce Young: 234 passing yards; Jalon Daniels: 189 passing yards, 22 rushing yards; Tetairoa McMillan: 3.9 catches for 46 yards; Chris Godwin Jr.: 4.8 catches for 45 yards.

Full breakdown
  1. Last time they met (2026 week 7), the Buccaneers won 43-13 in Carolina.

    The Panthers are 3-3 this season.

    The Buccaneers are 2-5 this season.

    Out tonight, starters only: Jaelan Phillips, Cam Jackson, Luke Goedeke, Antoine Winfield Jr., Emeka Egbuka.

  2. Who's in the sim:

    CAR: QB Bryce Young

    Targets: McMillan 19%, Coker 16%, Waller 12%, Metchie 11%

    Carries: Hubbard 18, Dillon 6

    TB: QB Jalon Daniels

    Targets: Godwin 23%, Otton 21%, Gainwell 14%, Irving 13%

    Carries: Irving 15, Gainwell 5

    Flagged: Darren Waller (new to the team, role scaled to 90%); John Metchie III (new to the team, role scaled to 90%); AJ Dillon (new to the team, role scaled to 90%); Kenny Gainwell (new to the team, role scaled to 90%); David Sills (new to the team, role scaled to 90%)

  3. Who gets hunted: Jalon Daniels.

    The Buccaneers line has given up a sack on 8.7% of dropbacks (5th most). The Panthers get home on 4.8% (23rd most).

    Down the field, the Buccaneers allow 38.1% completions on throws of 20+ air yards (14th most in the league).

  4. The matchup: how each team moves the ball.

    The Panthers: pass-leaning on early downs (2nd in pass rate over expected), 6.8 yards per dropback (12th), 4.2 per carry (11th). The Buccaneers defense: 11th against the pass, 8th against the run.

    The Buccaneers: run-leaning on early downs (30th in pass rate over expected), 4.9 yards per dropback (32nd), 4.7 per carry (5th). The Panthers defense: 8th against the pass, 31st against the run.

  5. The Panthers engine: play-action. 21.6% of their throws (9th most), 8.8 yards per attempt (11th).

    The Buccaneers rank 13th defending play-action (7.8 yards per attempt allowed).

  6. Tetairoa McMillan in one split:

    Play-action: 13.9 yards per target on 11 targets (top 22% of receivers).

    The Buccaneers rank 13th against play-action.

  7. Where the Buccaneers hit back:

    • The Panthers are 2nd worst defending the run (5.0 yards per carry). Bucky Irving gets the carries.
    • The Panthers are 12th worst defending screens (5.9 yards per attempt). Chris Godwin Jr. sees the most of those targets.
  8. One check against real life:

    Bryce Young threw for 163 yards in the last meeting. In our 5,000 sims: 236.

    Tetairoa McMillan caught 4 for 40. The sims: 3.9 for 51.

    Chris Godwin Jr. caught 4 for 27. The sims: 4.8 for 50.

  9. Things you'll notice in the sim:

    • At the half: Panthers 9, Buccaneers 10
    • Biggest leads: Panthers by 6, Buccaneers by 4
    • Q3: Bryce Young to Brycen Tremayne, 24 yards for the longest score of the day
    • Turnovers: Buccaneers 1
    • 6 lead changes. Final: Panthers 23-19
  10. How the Buccaneers win (1,871 of the 5,000):

    • Jalon Daniels throws for 238+: then they win 50%
    • No interceptions: 49%, vs 30% with one or more
    • 165+ rushing yards: 71%
  11. Across all 5,000 sims:

    The Panthers win 62.1%. The books (Draft Kings) have them at 58%.

    Median score: Panthers 24, Buccaneers 19

    The Panthers cover -3 in 56%

    Over 44.5 in 41%

    Typical lines:

    • Bryce Young: 234 passing yards
    • Jalon Daniels: 189 passing yards, 22 rushing yards
    • Tetairoa McMillan: 3.9 catches for 46 yards
    • Chris Godwin Jr.: 4.8 catches for 45 yards
  12. Fine print: one game isn't a prediction. The percentages are the signal.

    Our own backtest (2024-26): out of sample the books beat this sim on winners (log-loss 0.653 vs 0.625), and no spread or total rule made money. Treat it as a lens, not a bet.

Player projections

Median, with the 10th-90th percentile range.

PlayerTeamRoleProjection
Bryce YoungCARQBpass yds 234 (158-317) · pass TD 1 (0-3) · rush yds 13 (0-34)
Chuba HubbardCARRUSH/RECrush yds 69 (32-120) · rec yds 14 (1-38) · catches 2 (1-5)
AJ DillonCARRUSHrush yds 18 (3-46)
Trevor EtienneCARRUSHrush yds 3 (0-15)
John Metchie IIICARRUSH/RECrush yds 0 (0-3) · rec yds 18 (1-48) · catches 2 (1-4)
Tetairoa McMillanCARRECrec yds 46 (13-95) · catches 4 (2-6)
Jalen CokerCARRECrec yds 41 (11-86) · catches 4 (1-6)
Darren WallerCARRECrec yds 23 (3-58) · catches 2 (1-5)
Tommy TrembleCARRECrec yds 18 (1-47) · catches 2 (1-4)
Ja'Tavion SandersCARRECrec yds 15 (0-40) · catches 2 (0-4)
David MooreCARRECrec yds 14 (0-44) · catches 1 (0-3)
Brycen TremayneCARRECrec yds 8 (0-37) · catches 1 (0-3)
Jalon DanielsTBQBpass yds 189 (120.9-269) · pass TD 1 (0-2) · rush yds 22 (5-48)
Bucky IrvingTBRUSH/RECrush yds 56 (24-102) · rec yds 19 (3-46.1) · catches 3 (1-5)
Kenny GainwellTBRUSH/RECrush yds 16 (3-41) · rec yds 20 (4-47) · catches 3 (1-6)
Sean TuckerTBRUSH/RECrush yds 15 (2-39) · rec yds 0 (0-18) · catches 0 (0-2)
Tez JohnsonTBRUSH/RECrush yds 0 (0-5) · rec yds 14 (0-46) · catches 1 (0-3)
Chris Godwin Jr.TBRUSH/RECrush yds 0 (0-4) · rec yds 45 (15-90) · catches 5 (2-8)
Cade OttonTBRECrec yds 37 (11-77) · catches 4 (2-7)
David SillsTBRECrec yds 6 (0-30) · catches 1 (0-2)
Ted Hurst IIITBRECrec yds 5 (0-31) · catches 1 (0-2)
Payne DurhamTBRECrec yds 5 (0-27) · catches 1 (0-2)
Most typical game, play by play (TB score first)
Quarter 1
Q1CARBryce Young to Darren Waller, 2 yards0-0
Q1CARBryce Young to Brycen Tremayne, 16 yards0-0
Q1CARBryce Young to Brycen Tremayne, 13 yards0-0
Q1CARAJ Dillon runs for 50-0
Q1CARChuba Hubbard runs for 40-0
Q1CARBryce Young to Tetairoa McMillan, 11 yards0-0
Q1CARBryce Young to Ja'Tavion Sanders, 13 yards0-0
Q1CARBryce Young to Chuba Hubbard, 4 yards0-0
Q1CARBryce Young to Tommy Tremble, 2 yards0-0
Q1CARBryce Young to Jalen Coker, 11 yards0-0
Q1CARBryce Young incomplete to Darren Waller0-0
Q1CARChuba Hubbard runs for 1, TOUCHDOWN0-0
Q1TBSean Tucker runs for 20-6
Q1TBSean Tucker runs for -10-6
Q1TBJalon Daniels incomplete to Sean Tucker0-6
Q1TBpunt, 33 net yards0-6
Q1CARChuba Hubbard runs for 70-6
Q1CARBryce Young to David Moore, 20 yards0-6
Q1CARBryce Young sacked for -80-6
Q1CARBryce Young to John Metchie III, 11 yards0-6
Q1CARBryce Young incomplete to Tetairoa McMillan0-6
Q1CAR50-yard field goal missed0-6
Q1TBBucky Irving runs for 10-6
Q1TBJalon Daniels to David Sills, 5 yards0-6
Q1TBJalon Daniels to Ted Hurst III, 8 yards0-6
Q1TBBucky Irving runs for 60-6
Q1TBJalon Daniels scrambles for 190-6
Q1TBJalon Daniels to Chris Godwin Jr., 7 yards0-6
Q1TBJalon Daniels incomplete to Bucky Irving0-6
Q1TBJalon Daniels to Chris Godwin Jr., 14 yards, TOUCHDOWN0-6
Q1CARBryce Young to Chuba Hubbard, 6 yards7-6
Q1CARBryce Young to Brycen Tremayne, 7 yards7-6
Q1CARChuba Hubbard runs for -17-6
Q1CARBryce Young incomplete to Tommy Tremble7-6
Q1CARBryce Young to Tetairoa McMillan, 17 yards7-6
Quarter 2
Q2CARChuba Hubbard runs for 17-6
Q2CARBryce Young incomplete to John Metchie III7-6
Q2CARBryce Young to Jalen Coker, 6 yards7-6
Q2CARChuba Hubbard runs for 97-6
Q2CARChuba Hubbard runs for 47-6
Q2CARBryce Young to Tommy Tremble, 11 yards7-6
Q2CARJohn Metchie III runs for 07-6
Q2CARBryce Young to Brycen Tremayne, 8 yards7-6
Q2CARBryce Young to Tommy Tremble, 0 yards7-6
Q2CAR20-yard field goal is good7-6
Q2TBJalon Daniels to Tez Johnson, 17 yards7-9
Q2TBJalon Daniels to Chris Godwin Jr., 24 yards7-9
Q2TBSean Tucker runs for 57-9
Q2TBJalon Daniels incomplete to Sean Tucker7-9
Q2TBJalon Daniels to Chris Godwin Jr., 4 yards7-9
Q2TBBucky Irving runs for 97-9
Q2TBBucky Irving runs for -17-9
Q2TBBucky Irving runs for -17-9
Q2TBJalon Daniels to Chris Godwin Jr., 6 yards7-9
Q2TB28-yard field goal is good7-9
Q2CARBryce Young incomplete to Brycen Tremayne10-9
Q2CARBryce Young incomplete to Tetairoa McMillan10-9
Q2CARBryce Young sacked for -1510-9
Q2CARpunt, 43 net yards10-9
Q2TBBucky Irving runs for 610-9
Q2TBSean Tucker runs for 210-9
Q2TBSean Tucker runs for 510-9
Q2TBJalon Daniels to Cade Otton, 7 yards10-9
Q2TBBucky Irving runs for 610-9
Q2TBBucky Irving runs for 610-9
Q2TBJalon Daniels to Chris Godwin Jr., 6 yards10-9
Q2TBBucky Irving runs for 210-9
Q2TBJalon Daniels sacked for -410-9
Q2TBJalon Daniels to David Sills, 9 yards10-9
Quarter 3
Q3TBKenny Gainwell runs for 410-9
Q3TBSean Tucker runs for 310-9
Q3TBJalon Daniels to Chris Godwin Jr., 21 yards10-9
Q3TBBucky Irving runs for 510-9
Q3TBBucky Irving runs for 310-9
Q3TBJalon Daniels sacked for -1510-9
Q3TBJalon Daniels to Cade Otton, 8 yards10-9
Q3TB46-yard field goal is good10-9
Q3CARTrevor Etienne runs for 613-9
Q3CARBryce Young to Brycen Tremayne, 12 yards13-9
Q3CARAJ Dillon runs for 213-9
Q3CARChuba Hubbard runs for -113-9
Q3CARBryce Young incomplete to Tetairoa McMillan13-9
Q3CARpunt, 36 net yards13-9
Q3TBJalon Daniels INTERCEPTED13-9
Q3CARChuba Hubbard runs for 013-9
Q3CARBryce Young incomplete to Tetairoa McMillan13-9
Q3CARBryce Young to Brycen Tremayne, 24 yards, TOUCHDOWN13-9
Q3TBJalon Daniels to Kenny Gainwell, 10 yards13-16
Q3TBJalon Daniels to Cade Otton, 4 yards13-16
Q3TBJalon Daniels to Ted Hurst III, 8 yards13-16
Q3TBBucky Irving runs for 413-16
Q3TBBucky Irving runs for 213-16
Q3TBJalon Daniels to Kenny Gainwell, 9 yards13-16
Q3TBBucky Irving runs for 413-16
Q3TBBucky Irving runs for 113-16
Q3TBJalon Daniels to Tez Johnson, 11 yards13-16
Q3TBBucky Irving runs for 113-16
Q3TBKenny Gainwell runs for -113-16
Q3TBJalon Daniels to Chris Godwin Jr., 5 yards13-16
Q3TBKenny Gainwell runs for 7, TOUCHDOWN13-16
Q3CARChuba Hubbard runs for 719-16
Quarter 4
Q4CARAJ Dillon runs for 119-16
Q4CARBryce Young to John Metchie III, 15 yards19-16
Q4CARBryce Young incomplete to Tetairoa McMillan19-16
Q4CARBryce Young to Tommy Tremble, 11 yards19-16
Q4CARChuba Hubbard runs for 219-16
Q4CARBryce Young to John Metchie III, 27 yards19-16
Q4CARChuba Hubbard runs for 7, TOUCHDOWN19-16
Q4TBJalon Daniels to Ted Hurst III, 56 yards19-23
Q4TBBucky Irving runs for -119-23
Q4TBJalon Daniels sacked for -1119-23
Q4TBJalon Daniels sacked for -519-23
Q4TBpunt, 63 net yards19-23
Q4CARBryce Young sacked for -819-23
Q4CARBryce Young incomplete to Darren Waller19-23
Q4CARBryce Young to Ja'Tavion Sanders, 7 yards19-23
Q4CARpunt, 67 net yards19-23
Q4TBBucky Irving runs for 1219-23
Q4TBJalon Daniels to Bucky Irving, 7 yards19-23
Q4TBBucky Irving runs for 119-23
Q4TBKenny Gainwell runs for 019-23
Q4TBJalon Daniels incomplete to Ted Hurst III19-23
Q4CARChuba Hubbard runs for 419-23
Q4CARChuba Hubbard runs for 619-23
Q4CARChuba Hubbard runs for 319-23
Q4CARChuba Hubbard runs for 619-23
Q4CARAJ Dillon runs for 019-23
Q4CARChuba Hubbard runs for 019-23
Q4TBJalon Daniels scrambles for 719-23
Q4TBKenny Gainwell runs for 419-23
Q4TBJalon Daniels to Cade Otton, 5 yards19-23
Q4TBJalon Daniels incomplete to Payne Durham19-23
Q4TBJalon Daniels to Chris Godwin Jr., 6 yards19-23